Checklists & Worksheets

Educational Content Only These documents are provided for educational and informational purposes only. They do not constitute financial, legal, tax, or insurance advice. Always consult a qualified licensed professional before making decisions specific to your situation.

Tax Reference

Detroit Freelancer Tax Dates 2026

All federal, Michigan, and Detroit city tax deadlines for 2026 on one page. Quarterly payment dates, annual return deadlines, and retirement account deadlines.

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Rate Setting

Freelance Rate Worksheet

Fill-in worksheet to calculate your minimum viable hourly or project rate. Accounts for taxes, insurance, retirement, and billable hours ratio.

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Client Management

Client Onboarding Checklist

What to collect and confirm before starting any project. Contract requirements, financial setup, and project kickoff steps in one checklist.

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Financial Tracking

Monthly Financial Tracker

Track income, expenses, tax reserve, and savings each month. Includes income log, allocation table, and month-end balance sheet.

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Health Insurance

Open Enrollment Prep Checklist

Everything Michigan freelancers need to gather and do before November 1 ACA Open Enrollment. Income calculation, plan comparison, and HSA steps.

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Looking for in-depth guides?

FHR’s 13 free guides cover all five protection gaps in detail — readable online or downloadable as PDFs.

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