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Detroit · Freelance · Workforce Development

The HR Support System for Independent Work

FHR is Detroit’s independent research and advocacy organization dedicated to closing the five protection gaps facing independent workers. Built to inform. Not to sell.

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83KDetroit metro freelancers
38/100Avg. protection score
5Protection gaps we close
FreeAlways
What We Do

Launched in 2026 to close the protection gap facing Detroit’s independent workers.

Five Protection Gaps. One Place to Close Them.

FHR provides free research, tools, and education to help Detroit’s independent workers understand and close the gaps in health insurance, taxes, retirement, liability, and income stability.

Built to inform. Not to sell.

Whether you are a creative, a consultant, a gig worker, or a one-person operation — if you work for yourself in Detroit, this was built for you.

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The Five Protection Gaps

The Freelancer Protection Score

Know Your Gaps. Build the Research.

The Freelancer Protection Score is a free assessment that shows exactly where you stand across the five protection gaps — health insurance, taxes, retirement, liability, and income stability.

The average Detroit freelancer scores 38 out of 100. Most don’t know which gaps are costing them the most. Yours might surprise you.

Every score adds to FHR’s Detroit dataset — the foundation of the Detroit Freelance Protection Index, the first research report of its kind on the financial vulnerability of Detroit’s independent workforce.

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Free · No account required · 5 minutes
38 Average Detroit freelancer score
Health
55
Taxes
48
Retirement
22
Liability
18
Income
47
Sample visualization — your results will vary
FHR Local

Lead. Host. Build.

FHR Local is a community leadership program for Detroit-area independent workers who want to do more than survive freelancing — they want to build something.

As an FHR Local leader you get the platform, the tools, and FHR’s backing to host your own events, lead peer circles, mentor other freelancers, and grow a community around the work you already do.

No experience required. No fees. Just show up.

Host Events Lead Circles Grow Your Network Detroit-Based
Apply to Lead

Coming to Detroit

Freelancers in the D

A free full-day resource event for Detroit’s independent workforce. One-on-one sessions with vetted experts, live workshops, and community connection.

Date and venue to be announced. Join the community to be notified first.

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Free Resources

Everything you need is free.

Guides, calculators, worksheets, and research — all built for Detroit’s independent workers. No account required. No paywalls.

Guides & Publications

14 in-depth PDF guides covering all five protection gaps. Free to download.

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Tools & Calculators

SE Tax, Solo 401k, Freelance Rate, and Emergency Fund calculators.

Use Tools

Free Downloads

Checklists, worksheets, and quick-reference sheets.

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Know Your Gaps. Build the Research.

Take the free Freelancer Protection Score and contribute to Detroit’s first independent worker protection dataset.

Get My Free Score